Investment Returns Calculator

Investment Returns Calculator

Calculate compound investment growth with regular contributions over time. See how your money grows with the power of compounding and consistent investing.

Investment Details

Compounding Options

Investment Growth Results

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Future Value
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Total Gains
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Total Return
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Annualized Return
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Real Return (After Inflation)
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After-Tax Value

Investment Breakdown

How to Use This Investment Returns Calculator

This investment returns calculator helps you understand the power of compound growth by showing how your investments can grow over time with regular contributions. Enter your initial investment amount, monthly contributions, expected annual return rate, and investment timeframe to see projections of your portfolio's future value. The calculator accounts for compounding frequency, inflation, and taxes to give you a realistic view of your investment's potential.

Understanding compound returns is fundamental to successful long-term investing and retirement planning. The calculator demonstrates how consistent investing combined with compound growth can significantly multiply your wealth over time. Use different scenarios to see how changing contribution amounts, return rates, or time periods affects your outcomes. This tool is invaluable for setting investment goals, planning for retirement, and understanding the importance of starting early and staying consistent with your investment strategy.

Compound Growth Example: $500 Monthly Investment at 7% Return

Scenario: Starting with $10,000 and adding $500 monthly
10 Years
Total Contributions: $70,000
Investment Growth: $25,394
Final Value: $95,394
Average Annual Return: 7%
36% Total Gain
20 Years
Total Contributions: $130,000
Investment Growth: $130,766
Final Value: $260,766
Average Annual Return: 7%
101% Total Gain
30 Years
Total Contributions: $190,000
Investment Growth: $424,351
Final Value: $614,351
Average Annual Return: 7%
223% Total Gain
Key Insight: Time dramatically amplifies compound growth - gains nearly triple from 20 to 30 years